Finance Partnership

Most of our disabled cars for sale and our caravans and motorhomes can be offered with a finance plan to suit most budgets.

Nirvana have negotiated terms to finance wheelchair passenger and drive from accessible cars, caravans and motorhomes. Available exclusively to our customers (subject to acceptance) with Southern Finance Group. This differs from the Motability car leasing scheme as you own the vehicle at contract end and do not have to return it. In many cases we are able to offer a low deposit facility and agreements can be from 1 - 5 years. Occasionally we are able to offer longer terms for caravan or motorhome buyers.

For wheelchaiir accessible cars this can mean a much lower initial outlay than the larger deposits required for adapted cars on the Motability scheme and allows you to keep control of your mobility allowances and personal finances.

We are licensed credit brokers.

Our funders are Southern Finance, part of Lenlyn Group with over 50 years experience. Southern Finance specialise in finance of Wheelchair Accessible Vehicles and disabled cars. As such they understand our customers needs, can include Mobility and other allowances when appraising, provide confidential advice and taylor each application to best suit the individual preferences or circumstances.

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You can call us on 0800 328 1475 for a full quotation or to answer any questions you may have.

Below is a typical finance example for a used disabled car with a monthly repayment of just £141.00p.

At the end of the agreement you own the vehicle outright.

Cost                  £6995.00

Deposit              £  699.00

Loan                  £6296.00

Term               60 Months

Charges              £1889.00

Arrangement fee £  275.00   (This is included in the monthly repayment)

Total charges      £2164.00

Total repayable   £8460.00

60 payments of  £  141.00

The total amount including your deposit and all charges will be £9159.00 unless you settle your loan early.

Below are examples of early settlement for the above contract providing all monthly payments have been made on time: 

If you settled after 15 months the amount would be £5163.13

If you settled after 30 months the amount would be £3697.14

If you settled after 45 months the amount would be £1989.00